how this works
Ariston - CPR has the know-how coupled with technological skill to continuously review and rebalance the portfolio. Depending on the portfolio, we rebalance either on a monthly or quarterly basis. Therefore, if a company reduces its dividend, or fails to meet the other established, filtered criteria, it is sold. If new companies appear in the current filtered portfolio, they are purchased. As a result, our clients' portfolios continuously mirror the selected Model portfolio. After each rebalance, all holdings are once again equally weighted.
If for example you were interested in dividend paying stocks, instead of recommending a few individual stocks, we would recommend an Income model portfolio that filters an institutional fundamental database and identifies a qualified portfolio of approximately 30 dividend paying stocks. Instead of analyzing individual stocks and selecting only a few to invest in, we buy all 30 companies in the Model on an equally weighted basis.
This saves you time, reduces risk by diversifying your holdings, eliminates emotion from the investment decision process by eliminating the need for you to determine when to buy or sell, and more importantly, saves you money because Ariston places the necessary trades on your behalf commission free! *
In addition to our own investment portfolios, Ariston - CPR is proud to offer investment portfolios from other reputable companies. Ariston electronically uploads the model portfolios, invests your assets on your behalf in the selected investment portfolio and then periodically rebalances your portfolio to ensure it continuously mirrors the model portfolio.
* 1) Ariston - CPR only invests client assets in companies that are in FOLIOfn's "window" trading universe (approximately 3800 Tier 1 companies). A $1.95 commission is charged for FOLIOfn's Tier 2 companies.
2) Ariston - CPR decides when to rebalance the portfolios. Currently all investment portfolios are rebalanced once per month, except for the Reuters Income screen which is rebalanced every 60-90 days. However, Ariston - CPR may rebalance more or less often based on market conditions, corporate actions such as mergers, acquisitions, legal action, etc.